Cosy Credit Report

You need more than just a credit score to understand an applicant s financial situation.

Cosy credit report.

Build your credit history. That means if you want to pay outside of cozy for a month that s okay. Protect yourself and your stuff. When tenants choose to use a credit or debit card there s a 2 75 service fee.

Choose to report your cozy rent payments to experian rentbureau so you can build your credit history just by paying your rent. Credit history built through cozy and experian rentbureau shows up on experian credit reports. Cozy credit reports come directly from our partner experian the industry leader in credit reporting. The website says the rent is.

Reports contain accurate up to date info about your applicants. Landlords can request screening reports and applicants purchase and share reports. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. If you skip paying through cozy for a month your report will show no activity for that month.

By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Learn more about the change. A credit report is a detailed snapshot of a person s borrowing history that typically includes information from banks and other financial institutions creditors and public records.

I am a landlord that uses cozy co to collect rent and for two years everything has been fine but last month i have not received my renters money in my bank account. It wouldn t be treated as a late payment on your credit report. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co.

Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. There s nothing for you to do right now but we ll let you know before your account moves.